Having both vision and medical insurance grants you access to valuable benefits, including coverage for essential eye care services. Yet, countless individuals remain unaware of the extensive benefits tucked within their insurance plans, often forgetting to utilize them fully. Failing to do so can lead to a costly oversight, as many vision and medical insurance benefits come with a year-end expiration date. These "use-it-or-lose-it" benefits do not roll over into the following year if left unclaimed. They encompass critical services like annual eye exams, prescription glasses and contact lenses, and frame allowances. It's imperative to make the most of these valuable benefits before they vanish.
Benefits of Using Your Vision and Medical Insurance
There are many benefits to using your vision and medical insurance for eye care. Some of the most common benefits include:
- Annual eye exam: Most vision insurance plans cover the cost of an annual eye exam.
- Prescription glasses and contact lenses: Many vision insurance plans also cover the cost of prescription glasses and contact lenses, which can help to make eye care more affordable, especially if you need new glasses or contact lenses every year.
- Frame allowance: Some vision insurance plans also have a frame allowance, which means you can choose a new pair of frames for your glasses each year.
- Lens coatings: Many vision insurance plans also cover the cost of lens coatings, such as anti-scratch and anti-glare coatings. Lens coatings protect your glasses and make them more durable.
- Contact lens solutions: Some vision insurance plans also cover the cost of contact lens solutions, which can help to make contact lenses more affordable.
How to Maximize Your Insurance Benefits
To use your vision and medical insurance benefits, you will first need to find an eye doctor who accepts your insurance. You can usually find a list of approved providers on your insurance company's website. Be sure to bring your insurance card to your next appointment. During your eye exam, we will check your vision and look for any signs of eye problems. If you need new glasses or contact lenses, we will write you a prescription. Be sure to check with your insurance company to see how much your insurance will cover.
Tips for Getting the Most Out of Your Vision and Medical Insurance
- Schedule your annual eye exam early in the year, giving you plenty of time to use your benefits before they expire.
- Shop around for the best prices on glasses and contact lenses. Many optical shops offer discounts to insurance holders.
- Take advantage of discounts and promotions. Many optical shops offer discounts and promotions throughout the year. Be sure to ask about the latest deals.
Using your vision and medical insurance benefits for eye care is a great way to save money and protect your vision. Contact us to discuss how to maximize your benefits.